Unsubdivided Homes with Conventional New Financing

Unsubdivided Homes with Conventional New Financing

Welcome to your dream opportunity in the heart of Arizona! Nestled in a picturesque landscape, this unique unsubdivided area offers a blank canvas for those looking to create their ideal living space. With its vast open spaces and stunning natural beauty, this location is perfect for anyone seeking a peaceful retreat away from the hustle and bustle of city life.

Imagine designing your dream home on a generous plot where you can enjoy breathtaking sunrises and sunsets, all while being surrounded by the serene sounds of nature. The flexibility of an unsubdivided property means you have the freedom to develop your land as you wish, whether that be a sprawling estate, a cozy retreat, or even a sustainable homestead.

What’s more, financing your dream home here is made easier with the availability of conventional new financing options. This means you can secure the funding you need to bring your vision to life without the constraints often associated with traditional subdivisions. With competitive interest rates and a variety of loan programs available, the path to homeownership in this idyllic setting is more accessible than ever.

Located in the heart of Arizona, you will enjoy easy access to local amenities, outdoor adventures, and cultural experiences that this vibrant state has to offer. Whether you’re an outdoor enthusiast or someone who appreciates a close-knit community, this unsubdivided area is the perfect place to establish roots.

Don’t miss out on this extraordinary chance to create your own slice of paradise in Arizona. Contact us today to learn more about available properties and financing options!

Newest Unsubdivided Homes with Conventional New Financing

$749,000
4 Beds ⋅ 2 Baths ⋅ 7083011 MLS ⋅ 2,200 SqFt.
Perched in the heart of Desert Hills with sweeping mountain views as your daily backdrop, this 4 bedroom, 2 bathroom home delivers the kind of quality and character that is genuinely hard to find at this price point. The kitchen anchors the living space with granite countertops and stainless appliances that flow seamlessly into the main living areas, keeping the connection between cooking and conversation exactly where it should be. Both bathrooms have been thoughtfully updated, featuring beautiful knotty alder cabinetry and granite countertops that bring a custom, elevated feel throughout. The primary suite is a true retreat, complete with a custom walk-in closet (his and hers) and a fully updated walk-in shower. Custom accent walls, handcrafted woodwork, and window valances give this home a distinctive character that sets it apart from new construction. The generously sized laundry room offers abundant storage, and the 3-car garage comes equipped with built-in cabinetry to keep everything organized and out of sight. A whole-home water softener system rounds out the list of thoughtful upgrades already in place for you. Desert Hills is one of the North Valley's most sought-after communities for a reason: the land, the views, and the lifestyle are simply unmatched. This home captures all of it.

2818 W Tanya Trail, Phoenix
$925,000
4 Beds ⋅ 3 Baths ⋅ 7080640 MLS ⋅ 2,085 SqFt.
Gorgeous single-level home built in 2020, ideally situated on 5 acres within town limits in Payson! Offering 2,085 sq. ft. of thoughtfully designed living space, this 4-bedroom, 3-bathroom home features a desirable split floor plan, private well, durable metal roof, and an attached 2-car carport with potential for easy conversion into a garage. Plans are also available for a future 60x40 detached garage--perfect for additional storage, a workshop, or recreational toys. Step inside to a bright and inviting living room with vaulted ceilings, surround sound, luxury vinyl plank flooring, and a cozy wood-burning fireplace--ideal for enjoying cooler mountain evenings. The open-concept kitchen is designed for both everyday living and entertaining, complete with granite countertops, a breakfast

1206 E Bolivar Street, Payson
$350,000
3 Beds ⋅ 2 Baths ⋅ 7076820 MLS ⋅ 1,920 SqFt.
Mountain Views, Room to Roam & Your Own Orchard in Tonto Basin! Welcome to your Tonto Basin retreat! This charming 3-bedroom, 2-bath home sits on a spacious .52-acre lot and offers gorgeous mountain views, plenty of room to enjoy the outdoors, and the relaxed lifestyle that makes this area so special. Inside, you'll find a comfortable floor plan with three bedrooms and two baths, providing plenty of space for family, guests, or a home office. Step outside and discover a true highlight of the property--a wonderful collection of mature fruit trees, including plum, pear, apricot, orange, blood orange, pomegranate, and peach. Imagine enjoying fresh fruit right from your own yard! The property also features a large two-car garage, offering generous space for vehicles, storage, recreational toys , or a workshop. With over half an acre, there's room to garden, entertain, or simply relax and take in the beautiful mountain surroundings. Located in the heart of Tonto Basin, this home is conveniently close to Roosevelt Lake, making it easy to enjoy boating, fishing, hiking, camping, and all the outdoor recreation the area has to offer. Whether you're looking for a full-time home, weekend getaway, or a place to escape the hustle and bustle, this property offers the space, scenery, and location to enjoy the best of Arizona's mountain country.

153 E Mitchell Way, Tonto Basin
$750,000
7071099 MLS
Prime Highway 87 Commercial Corridor Opportunity | 6.09 Acres Bounded by National Forest Positioned directly on high-traffic Highway 87 (Beeline Highway)--the primary arterial connecting the Phoenix Metro area to Payson, Roosevelt Lake, and Arizona's Rim Country--this 6.09-acre parcel offers a rare combination of commercial exposure, development flexibility, and natural beauty. Currently zoned commercial, the property captures a massive, captive audience along a corridor that sees 3.6M to 5.1M+ vehicles annually (10,000-14,000+ daily, with weekend spikes over 18,000/day) according to ADOT counts. An operator would be missing a huge opportunity by not capturing this site for a gas station, EV charging hub, convenience store, or travel stop, though buyers can also explore working with Gila County for residential use or a mixed-use live/work setup. Key Property Highlights & Value Drivers: High-Visibility Highway 87 Frontage: Direct exposure along one of Northern Arizona's most heavily traveled scenic corridors, capturing steady year-round vacationer, commuter, and recreational traffic. Direct Tonto National Forest Border: The entire rear boundary connects directly to public forest land, offering striking mountain views, total privacy, and guaranteed protection from rear neighbors. Versatile Commercial Zoning: Outstanding footprint for a high-yield C-store/fuel station, EV charging station, RV & boat self-storage facility, outdoor outfitter staging hub, or a mountain retreat--with potential avenues for county residential approval. Development-Ready Advantage: Power is located right at the north boundary line, access is secured via a granted 50-foot Forest Service easement (Barnhart Trail Rd), and straightforward high-producing well feasibility (~$25k+-) removes the guesswork for future buyers.

Parcel A Ros 5516 -- Unit 003H, Payson
$400,000
7063024 MLS
Surveyed 20 acres with mineral rights. Build your dream home, ranch. Lot is accessible through graded roads and can easily be found by following the street signs. APS Electric runs along Indian School Rd. Can easily drill well with plentiful water at 200 foot depth.

319000 W Indian School Road Unit '''''', Buckeye
$445,000
3 Beds ⋅ 2 Baths ⋅ 7054883 MLS ⋅ 1,306 SqFt.
Charming home on .39 acre lot. Very convenient location, close to town and all that Pine has to offer. Home is 3 bedrooms plus a loft, 2 baths and 2 car garage. Large wrap around porch with plenty of space to relax and entertain. From the loft, enjoy the views from the screened in porch. Large, usable yard is perfect for outside games or gardens.

3943 N Pine Road, Pine
$635,000
4 Beds ⋅ 4 Baths ⋅ 7051277 MLS ⋅ 2,364 SqFt.
Discover the charm and potential of this unique property. Built in 1938, this home sits on a 2.74 acre parcel, offering endless opportunities for those looking to create their dream property. Whether you're envisioning space for animals, gardens, workshops, additional outbuildings, or simply enjoying the privacy and room to roam, this property provides the acerage to make it happen. Bring your imagination and unlock the possibilities this property has to offer. Portions of the property are in the flood way and flood plain. Lot Dimensions: 215x303.26x243.35x8.31x19.97x25.63x203.52x112.5

62 E Mars Lane, Payson
$585,000
2 Beds ⋅ 3 Baths ⋅ 7050533 MLS ⋅ 1,024 SqFt.
One-of-a-Kind Mountain Retreat | Glass Wall Opens to Nature | Horse Property Opportunities like this don't come along often. Custom built, thoughtfully designed, and surrounded by towering Ponderosa pines, this exceptional mountain retreat offers the perfect blend of luxury, privacy, and outdoor living on 0.82 acres of horse property. From the moment you step inside, you'll appreciate the quality craftsmanship throughout, including soaring 10-foot ceilings, impressive 8-foot doors, rich custom knotty alder cabinetry and vanities, and an inviting open-concept floor plan anchored by a stunning stone fireplace. The true showpiece is the insulated, tempered-glass full-view garage door that transforms the living room into an incredible indoor-outdoor living space, opening completely to the expansive wraparound Trex deck where breathtaking mountain views surround you in every direction. Designed for both comfort and flexibility, the home features 2 bedrooms, 3 bathrooms, plus a versatile bonus room perfect for a home office, guest room, or potential third bedroom. The spacious primary suite offers private deck access, a large walk-in closet, dual vanities, a relaxing soaking tub, and a beautifully tiled walk-in shower. The guest bedroom also opens directly onto the deck, allowing family and friends to enjoy peaceful mornings immersed in nature. Outside, you'll discover room to live the mountain lifestyle you've been dreaming of. The property offers horse privileges, space to build a casita, guest house, or tiny home (subject to county requirements), an oversized lower-level two-car garage, a large laundry room, storage shed, an owned buried propane tank, and an eco-friendly salt-free water softener. Spend your mornings with coffee on the deck as elk and deer wander through the property, then head out to explore everything Rim Country has to offer. Conveniently located just minutes from the charming mountain community of Pine, you'll enjoy easy access to local restaurants and shops, scenic hiking and biking trails, off-road adventures, the crystal-clear waters of Fossil Creek, and the beautiful lakes along the Mogollon Rim. Custom homes with this level of craftsmanship, architectural character, panoramic views, horse privileges, and future expansion potential are exceptionally rare. If you've been searching for a mountain retreat unlike any other, don't miss your chance to make this one yours before someone else does. NO HOA. NO rental restrictions. Unlimited opportunity awaits!

6719 W Pine Cone Trail, Pine
$343,000
2 Beds ⋅ 2 Baths ⋅ 7034818 MLS ⋅ 1,020 SqFt.
Lovely 2 bed, 2 bath home surrounded by Junipers and pines. Home originally was 640 Sf but with addition of primary suite with a sitting area and bath or could be 2 bedrooms with a Jack n Jill bath with the addition of a closet. This addition increases home size to over 1000 SF. There is a screened porch that looks out over the 1.2 acres and 2 well constructed carports that can house all your toys. There is a large Hobby shed or man cave built into one of the carports! Home is turnkey, to include a two year old 4X4. There are several gardening beds on the property where you can grow all your veggies. This quiet and private location is close enough for conveniences, but rural enough for all the privacy you are looking for.

13 N N3307 --, Vernon
$1,499,900
4 Beds ⋅ 4 Baths ⋅ 7031216 MLS ⋅ 3,000 SqFt.
Exceptional 2.5-acre farmstead blending luxury living w/agricultural charm, featuring highly sought-after grandfathered irrigation water rights.The 3,200 sq ft farmhouse offers 4 BD & 3.5 BA, highlighted by a stunning new Negresco satin granite island. The backyard showcases a newly plastered pool, built-in BBQ, & pavilion, perfect for relaxing or entertaining. The property includes a 5+-car garage often used as a private wedding & event venue, including hosting the ''Marana Market.'' Equestrian & farm amenities abound w/multiple barns, saddle & tool storage, a covered RV carport, RV septic hookups, and three 200-amp power panels.Multiple horse pens w/water & mare motel. 3 lush pastures, mini-orchard, mature gardens, mini vineyard & over 100 fruit & nut trees. Goat pens w/milking barn & a chicken coop, pig stall, & donkey pens w/shade. Enjoy a pond, custom playhouse w/AC unit, huge front patio w/fireplace. Ideal for a private farm, ranch and weddings. Seller has also added an additional 2940 sqft of asphalt and 6340 sq ft of concrete to the property areas. The main shop has a sewer connection, and 220 electricity with a 200-amp panel. See additional attachments for more upgrades this property offers.

14145 N Wentz Road, Marana
$725,000
5 Beds ⋅ 3 Baths ⋅ 7021126 MLS ⋅ 2,748 SqFt.
Hilltop heaven awaits, with this sprawling 2748 sf custom home on a 1.01 AC rural property! Stunning views from almost every window of this two story home. Built in 1997 this home provides 5 Bedrooms, 3 Bathrooms and a 3 Car Garage. Bright and open as you enter with vaulted ceilings. Formal Living and dining area lead into the expansive kitchen with abundant cabinetry, kitchen island, refrigerator, electric range and an eat-in area. Family room with almost new Harman pellet stove is connected to the kitchen with french doors that lead to a large covered patio with green grass and a fenced backyard. Master Bedroom is upstairs is spacious with a large bathroom that has a corner jetted tub, separate shower, dual vanities and walk-in closet. Shared well with one neighbor and no HOA. Storage shed and carport with room for storage or potential workshop. Owners replaced windows, A/C unit, Furnace and flooring in 2024. Fresh paint inside and out as of March 2026. If you like more privacy and great views, this home is for you!

142 E Lariat Drive, Payson
$290,000
7016063 MLS
Spacious 30' x 60' metal shop situated on 4.63 acres with flexible general rural zoning. The structure features a durable 6,000 PSI reinforced concrete slab with #3 rebar on 24-inch centers, 2'' urethane foam insulation, and bright LED lighting designed to simulate natural daylight--ideal for a variety of uses. Plenty of room to build your dream home with panoramic views of the Santa Cruz River Valley and the surrounding mountains & high desert vegetation of mesquite & ocotillo. There is accommodation for an RV. The location is convenient to I-19 just 1 mile away and the Village of Tubac with galleries, restaurants and unique shops is just 2 miles away. This is a versatile property offering functionality, beauty and room to grow.

42 Aliso Springs Road Unit N/A, Tubac
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