Unincorporated Homes with Conventional New Financing

Welcome to the enchanting world of unincorporated subdivisions in Arizona, where the beauty of the desert meets the comfort of home. Nestled amidst the stunning landscapes, this area offers an unparalleled lifestyle that combines tranquility with accessibility. Living in an unincorporated region means you can enjoy the peace of rural life while still being just a stone's throw away from urban amenities.

In this picturesque subdivision, you'll find a variety of homes that cater to diverse tastes and preferences. Whether you are a first-time homebuyer or looking to upgrade, you’ll be delighted to discover properties that are perfect for conventional new financing. This means you can secure your dream home with ease, making your transition smooth and stress-free.

The homes in this area are designed to embrace the natural beauty of Arizona, featuring spacious layouts, modern amenities, and stunning views of the surrounding desert landscape. Imagine waking up to the gentle sounds of nature, sipping your morning coffee on a sunlit patio, and enjoying the freedom of having ample space for outdoor activities.

The unincorporated nature of the subdivision also means that you can enjoy a sense of community without the hustle and bustle of city life. With nearby parks, recreational facilities, and a friendly neighborhood atmosphere, this area is ideal for families, retirees, and anyone looking to escape the ordinary.

Come and explore the charm of unincorporated Arizona, where your dream home awaits, and the possibilities are endless. Embrace a lifestyle that celebrates both the beauty of nature and the comforts of modern living!

Newest Unincorporated Homes with Conventional New Financing

$1,699,999

4 Beds ⋅ 4 Baths ⋅ 7083290 MLS ⋅ 4,493 SqFt.

Five acres. Panoramic mountain views. Tonto National Forest at your back door. Welcome to 14906 E Chaparosa Way, a rare Scottsdale property offering space, privacy and the freedom to create the lifestyle you've been looking for. This 4,493-square-foot custom home is positioned to capture incredible 360-degree views of Four Peaks, Tom's Thumb, the McDowell Mountains, Troon Mountain and Weaver's Needle. Inside, the open and light-filled floor plan offers 4 bedrooms and 3.5 bathrooms, generous living and entertaining spaces, a spacious kitchen with a butler's pantry and large walk-in pantry, and a beautifully updated primary suite featuring custom lighted cabinetry, a stone-faced fireplace and direct access to the outdoors. Step outside to an oversized covered patio where the desert and mountain views become the backdrop to everyday life. The expansive 5-acre parcel provides room for horses, recreational toys, additional garage or shop space, or potential guest quarters. A full RV hookup, three-car garage and direct access from the property toward miles of surrounding desert make this an exceptional opportunity for anyone wanting space without giving up a Scottsdale address. Enjoy spectacular sunrises, colorful Arizona sunsets and dark-sky stargazing in a peaceful desert setting just outside the city. This is more than a home, it is five acres of Arizona lifestyle, views and possibility.

14906 E Chaparosa Way, Scottsdale

$1,100,000

4 Beds ⋅ 3 Baths ⋅ 7079411 MLS ⋅ 3,666 SqFt.

Situated on 1.25 Acres, No HOA, Shared Well, Paved Roads & Mountain Views, this Santa Fe Territorial desert retreat offers exceptional privacy, generous separation from neighboring homes, and the kind of space that is increasingly difficult to find. Located at the end of a private driveway, this home is far removed from vehicle traffic on the street, making for an exceptionally quiet and private living space. The enclosed front courtyard offers approx. 2,400 sqft. of desert landscaping and private seating space, perfect for enjoying Arizona's beautiful weather. Inside, soaring ceilings, abundant natural light, and beautiful mountain views create a bright and inviting atmosphere. The spacious great room features a dual-sided fireplace. The formal dining room provides an ideal setting for entertaining - or an office. The kitchen offers an expansive breakfast bar, a massive separate center island, stainless steel appliances, RO system and abundant counter and cabinet space. The primary suite is a private retreat with a fireplace, patio access, and ensuite bath. Outside, a deep, shaded south-facing rear patio opens to mature desert vegetation, vast views, and plenty of room to add a pool, shop, etc. The rooftop deck provides a spectacular view of the surrounding mountains. The property features views of the McDowells, Four Peaks, and Weaver's Needle, along with beautiful Arizona sunrises and sunsets. With NO HOA, cooler temperatures than in town, star-filled skies, abundant wildlife, and incredible access to the outdoors, this property captures the best of Arizona desert living. The McDowell Sonoran Preserve is just minutes away, with the Fraesfield and Granite Mountain trailheads offering hiking, mountain biking, and horseback riding. Nearby Tonto National Forest provides access to off-road recreation and Arizona's wide-open desert. With exceptional outdoor living and convenient access to North Scottsdale amenities, this property has it all! Home also features High Speed Fiber Optic Internet Service, Aqua Science Water Softener (installed in 2020) and RO System in the kitchen.

13811 E Casey Lane, Scottsdale

$225,000

7073703 MLS

Rare opportunity! Paved road, shared well, no floodplain and incredible surrounding mountain views!! Build your custom home on this beautiful 1+ acre lot with stunning Four Peaks views! Ideally situated with easy access. Enjoy cooler temperatures, clear starry skies, abundant wildlife, and the peaceful country lifestyle of the Rio Verde Foothills. Outdoor recreation is just minutes away, with nearby access to McDowell Mountain Regional Park offering miles of hiking, biking, and horseback riding trails, plus the Verde River and Needle Rock Recreation Area. Tonto National Forest provides endless opportunities for off-roading and exploring the Sonoran Desert. All this while remaining a short drive from premier golf courses, restaurants, etc.

29609 N 138th Place Unit -, Scottsdale

$1,380,000

4 Beds ⋅ 4 Baths ⋅ 7068221 MLS ⋅ 3,048 SqFt.

Summer Pool Promotion! A standard 15' x 30' pool is offered with an acceptable full-price purchase, built in partnership with Clear Stone Hardscape & Pools. Pool special applies only with an acceptable full-price offer. Pool to be built after closing. Terms and conditions apply. This stunning new custom home is situated on 1.6+ acres, offering luxury living, exceptional privacy, and breathtaking panoramic mountain views. Designed with modern desert living in mind, the open-concept floor plan features a spacious great room with a sleek fireplace and a wall of sliding glass doors that seamlessly connects the interior to the expansive covered patio. At the heart of the home, the chef-inspired kitchen showcases a massive waterfall island, stainless steel appliances, custom cabinetry, and a generous walk-in pantry. A versatile office/flex space just off the main living area provides additional room to work, relax, or customize to fit your lifestyle. The private primary suite captures beautiful Four Peaks views and features split vanities, a soaking tub, an oversized walk-in shower, and two spacious walk-in closets with custom built-ins. Generously sized secondary bedrooms and well-appointed bathrooms offer comfort and modern finishes throughout. Outside, the covered patio creates the perfect setting for entertaining, relaxing, and taking in Arizona's spectacular scenery. There is plenty of space to design your dream backyard! Ideally located near Tonto National Forest, Scottsdale Preserve, the Verde River, and Trilogy Golf Course, this property offers convenient access to miles of trails for hiking, biking, horseback riding, and off-roading. Modern luxury, wide-open space, and the natural beauty of the desert come together in this exceptional private retreat.

28023 N 157th Street, Scottsdale

$999,000

4 Beds ⋅ 2 Baths ⋅ 7065701 MLS ⋅ 2,450 SqFt.

Fully remodeled home tucked away off the main road for privacy and peaceful setting. Only 2 homes on the well. The home blends modern comfort with the space and serenity of the desert. Outside, soak up the breathtaking mountain views, cool off in the sparkling pool and take in Arizona's unforgettable sunsets from your own private retreat. Extended covered patio, wood burning firepit and Barbeque area. Circular paver driveway leads to the charming gated courtyard. Extra flex room would make a great office or bonus room. RV covered parking and plenty of room to make it your own. Privacy, views, space and style all come together in this incredible Rio Verde property. Seller has dogs so please give some notice.

16117 E Red Bird Road, Scottsdale

$98,000

7061902 MLS

Incredible 360 degree mountain views from this beautiful lot with numerous mature saguaros, desert native trees and cacti. Easy access off main road. Only 10 minutes to the Verde River Recreation Area for fun times this summer!! Golf courses and restaurant about 10 minutes from lot. Cooler temperatures, clearer starry skies and lots of wildlife. If you love the outdoors, you'll love livin' the Country life with access to biking and hiking in the McDowell Mountain Park about 1/4 mile to the South and almost 22,000 acres to enjoy. Tonto National Forest is on the North side of Rio Verde Drive for motorized vehicles. Lots of hiking, biking and horseback riding trails for your pleasure.

16800 E Bajada Drive Unit -, Rio Verde

$249,999

3 Beds ⋅ 2 Baths ⋅ 7060646 MLS ⋅ 1,137 SqFt.

This 1-acre Rimrock property delivers the privacy and breathing room of rural living without giving up easy access to everything the Verde Valley has to offer. The home sits up on the lot, offering desert views with the mountains framing the horizon. Inside, you'll find a split floor plan for added privacy between bedrooms, laminate flooring throughout, and a brand-new roof for added peace of mind. Outside, the property features a storage shed, new paint, a shared well, and plenty of space to fit your lifestyle. With room for horses and your four-legged companions to roam, plus space for RVs, boats, ATVs, trailers, or work equipment, this acre offers both flexibility and privacy. Quiet and surrounded by natural desert beauty, it still places Sedona's red rocks, Cottonwood's downtown!

5943 N Bordeaux Road, Rimrock

$199,000

7054030 MLS

Rare opportunity to find a 1+ acre lot on paved road with 360 degree views of spectacular surrounding mountain views. Loaded with mature desert vegetation, fairly level for nice easy building site. Good vacant lots in great water areas are slowly disappearing so grab a lot while it's still available. This lot does not have water, but the new owner could drill a private well. Only 10 minutes to the Needle Rock Recreation area to cool off this time of year. Only minutes to shops, golf courses, restaurants, etc. This is great country living!! If you love the outdoors, then you'll love the hiking, biking and horseback riding the neighborhood. Only 5 minutes to the Tonto National Forest entrance gate at the end of 152nd Street for miles and miles of off roading riding. This is an area of adventurous options for all ages. Come on out and see why we love this area. Cooler temps. Starry skies and lots of wildlife.

2900X N 152nd Street Unit -, Scottsdale

$799,000

5 Beds ⋅ 4 Baths ⋅ 7053186 MLS ⋅ 3,307 SqFt.

Welcome to this beautiful, single-level Santa Barbara/Tuscan-style residence offering 5 bedrooms, 4 bathrooms, and 3,307 square feet of thoughtfully designed living space. Situated on an expansive 1.03-acre corner lot, this property blends privacy, freedom, and stunning mountain views. The interior features a bright, flowing open floor plan with high ceilings and a welcoming great room with a fireplace. Elegant travertine tile flooring spans throughout the main living areas and into the chef's kitchen, which comes complete with granite countertops, a large island with seating, and a walk-in pantry. The massive primary ensuite serves as a true sanctuary, walk-in closet, dual vanity, a walk-in shower, and a jet-equipped soaking tub perfect for unwinding. Four additional bedrooms provide exceptional flexibility for family, guests, or a dedicated home office. Peace of mind comes standard with an approved water supply from EPCOR Water. The property has access to a 10,000-gallon shared water tank on-site, plus a private 3,000-gallon storage tank conveniently located on the side of the property. The property is a dream for outdoor enthusiasts, offering immediate access to North Scottsdale's world-class hiking, mountain biking, and horseback riding trails. The massive 1.03-acre lot provides plenty of space to bring your horses, build a custom barn, or park your recreational toys. The backyard features an extended covered patio, low-maintenance synthetic grass 3-car garage with insulated doors, pre-wired alarm system and dog run. The adjacent acre lot to the north is available for purchase as well. Located in the Cave Creek Unified School District, this home offers the ultimate Arizona outdoor lifestyle.

31409 N 166th Place, Scottsdale

$1,175,000

3 Beds ⋅ 3 Baths ⋅ 7052608 MLS ⋅ 2,991 SqFt.

Classic AJF custom home featuring a desirable split floor plan and an open great room-kitchen design, all framed by beautiful mountain views. The spacious primary suite includes newly installed closet organizers for added convenience and storage. Step outside to a private, fully walled backyard with lush landscaping, sparkling pool & spa, an enclosed raised-bed garden, and an impressive orchard featuring 20 varieties of fruit and nut trees. Additional outdoor amenities include a chicken coop, an additional animal enclosure and RV gate. The extra-deep garage is a dream for hobbyists and car/toy enthusiasts, complete with a swamp cooler, vehicle lift, built-in cabinets, sink, new garage doors & plenty of room for all your toys. Enjoy peace of mind with numerous recent updates, including complete window replacement, new light fixtures & dimmers throughout, new pool equipment, a newer A/C unit, and new landscape lighting. No water worries with a shared well & a standby EPCOR membership. This thoughtfully maintained custom home offers exceptional functionality, privacy, and the best of Arizona living.

31009 N 155th Place, Scottsdale

$799,000

3 Beds ⋅ 3 Baths ⋅ 7049344 MLS ⋅ 2,701 SqFt.

Immaculate single-level home in Rio Verde Foothills on a private 1.25-acre corner lot with sweeping mountain, desert, and open-sky views. Thoughtfully designed with a split floor plan, this beautifully maintained home features 3 bedrooms, 3 baths, spacious living and dining areas, a cozy fireplace, and a den/library that adds warmth, character, and flexible use. Enjoy true Arizona outdoor living from the covered patio with built-in BBQ, surrounded by stunning Sonoran Desert scenery and unforgettable sunsets. Complete with a circular drive, oversized 4-car garage, no HOA, and room for horses, toys, or future vision. This property offers space, privacy, and the Rio Verde lifestyle buyers are looking for.

27105 N 162nd Street, Scottsdale

$1,540,000

4 Beds ⋅ 4 Baths ⋅ 7048132 MLS ⋅ 3,170 SqFt.

29101 N 141st Street, Scottsdale

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